AU Bank LIT Credit Card

Eligibility Criteria :

Applicant should be

- Primary cardholders between the age of 21 years and 60 years

- Add-on cardholder should be over 18 years

- Resident Indian

These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card. With this credit card, you can earn cashback as well as reward points on your transactions along with other benefits. Below are some of the major features and benefits of this card:

Reward Points:

• 10X/5X reward points on all online domestic & international retail transactions
• 10X /5X reward points on all POS & Contactless offline domestic & international transactions
• Note: Cash withdrawal, fuel & EMI transactions are not eligible for program/ base reward points. Fuel, rent, insurance, and cash withdrawal transactions are also not eligible for accelerated reward points.

Cashback:

• Earn up to 5% cashback
• 5% cashback 3 times over a 90 days period
• Avail 5% cashback for retail spends in addition to 1 Reward Point per Rs. 100 spent
• Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
• Earn up to 2% cashback
•  2% cashback 3 times over a 90 days period
• Avail 2% cashback for retail spends in addition to 1 reward point per Rs. 100 spent
• Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days

Note: Fuel, rent, insurance and cash withdrawal transactions are not eligible for cashback and milestone calculation.

Other Benefits:

• Lounge Access: Avail up to 4 complimentary visits per quarter.
• Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5,000.
• Memberships: Avail fun & fitness memberships such as Zee5, Amazon Prime, Cult.fit