AU bank LIT Credit Card

AU Small Finance Bank Lit Credit Card - Lifetime Free Card

Overview

The AU Small Finance Bank Lit Credit Card is designed to offer exceptional financial flexibility and a host of rewards without the burden of annual fees. Ideal for individuals seeking a cost-effective yet feature-rich credit card, the Lit Credit Card ensures that you can enjoy premium benefits throughout your card membership without recurring costs.

Key Features & Benefits

• Lifetime Free Membership:

• No Annual Fees: Enjoy the benefits of your credit card without worrying about annual charges, making it a cost-effective choice for long-term use.

• Reward Points:

• Earn Points on Every Spend: Accumulate reward points with every transaction, which can be redeemed for various rewards, discounts, or cashback offers.

• Cashback Offers:

• Generous Cashback: Receive cashback on a wide range of categories including groceries, dining, online shopping, and more, helping you save with every purchase.

• Flexible Payment Options:

• Easy EMIs: Convert high-value purchases into easy monthly installments (EMIs) with competitive interest rates, providing financial flexibility.

• Contactless Payments:

• Secure & Fast Transactions: Utilize contactless payment technology for swift and secure transactions at millions of merchants worldwide.

• Exclusive Discounts:

• Partner Offers: Access special deals and discounts at partner merchants across various sectors such as retail, travel, and entertainment.

• Comprehensive Insurance Coverage:

• Travel Insurance: Benefit from complimentary travel insurance that covers unforeseen events during your journeys.

• 24/7 Customer Support:

• Round-the-Clock Assistance: Access dedicated customer service anytime you need help with your card or transactions.

Rewards & Offers

• Welcome Bonus:

• Initial Reward Points: Kickstart your rewards journey with bonus points upon your first transaction using the Lit Credit Card.

• Milestone Rewards:

• Spending Milestones: Earn additional rewards when you reach certain spending thresholds, incentivizing continued use of your card.

• Special Promotions:

• Seasonal Offers: Take advantage of limited-time promotions and exclusive deals available to Lit Credit Card holders.

Eligibility Criteria

• Age: 21 to 65 years

• Income: Minimum annual income as specified by AU Small Finance Bank

• Credit Score: Good to excellent credit history

• Employment: Salaried or self-employed professionals

Note: Specific eligibility requirements may vary. Please consult AU Small Finance Bank for detailed criteria.

Fees & Charges

• Joining Fee: Waived for a limited period or as part of promotional offers

• Annual Fee: Zero annual fee for the lifetime of the card

• Interest Rates: Competitive interest rates on outstanding balances and EMIs

• Other Charges: Transparent fee structure with no hidden costs

How to Apply

Applying for the AU Small Finance Bank Lit Credit Card is straightforward:

1. Online Application:

• Visit the AU Small Finance Bank website or the Paisabazaar AU Lit Credit Card page to fill out the online application form with your personal and financial details.

2. Submit Documents:

• Provide necessary documents for verification, including ID proof, address proof, and income statements.

3. Approval Process:

• Await approval from AU Small Finance Bank. Upon approval, your Lit Credit Card will be dispatched to your registered address within a specified timeframe.

4. Activate & Start Using:

• Activate your card through the AU Bank mobile app or website and begin enjoying the benefits immediately.

Why Choose AU Small Finance Bank Lit Credit Card?

• Cost-Effective: Lifetime free membership ensures you save on annual fees while enjoying premium benefits.

• Rewarding: Earn and redeem points effortlessly with every transaction.

• Flexible: Manage your finances with flexible payment options and easy EMIs.

• Secure: Advanced security features and contactless payments for safe transactions.

• Trusted Partner: Backed by AU Small Finance Bank’s reputation for reliable and customer-centric services.