IDFC FIRST Power RuPay Credit Card 

Key Features:

1. No Annual Fees: This card typically comes without any annual or joining fees, making it a cost-effective option for users.
2. Reward Points: Cardholders can earn reward points on various transactions, which can be redeemed for a variety of products and services.
3. Fuel Surcharge Waiver: The card offers a waiver on fuel surcharges at petrol pumps across India.
4. Airport Lounge Access: Complimentary access to domestic airport lounges, providing comfort and convenience for travelers.
5. Insurance Coverage: Complimentary personal accident insurance and other travel-related insurance benefits.
6. Contactless Payments: Enabled with contactless payment technology for quicker and more secure transactions.
7. EMI Options: Flexibility to convert large purchases into easy monthly installments (EMIs).

Benefits:

1. Lifestyle Benefits: Discounts and offers on dining, entertainment, and other lifestyle categories.
2. Utility Bill Payments: Cashback or reward points on utility bill payments.
3. 24/7 Concierge Service: Access to a 24/7 concierge service for assistance with travel bookings, dining reservations, and more.
4. Low Forex Markup: Competitive foreign exchange markup fee for international transactions.
5. Rewards Redemption: A wide range of options to redeem accumulated reward points, from travel bookings to gift vouchers.

Eligibility Criteria:

1. Age: Applicants typically need to be between 21 and 60 years old.
2. Income: A minimum income criterion may apply, which varies based on the applicant's profile.
3. Credit Score: A good credit score is often required to qualify for this card.

Application Process:

1. Online Application: Prospective cardholders can apply online through the IDFC FIRST Bank website.
2. Documentation: Submission of required documents, such as proof of identity, address, and income.
3. Approval and Delivery: Upon approval, the card is usually delivered to the applicant's registered address within a few working days.

The IDFC FIRST Power RuPay Credit Card is designed to cater to a wide range of financial needs, offering both practical benefits and rewards for everyday transactions.