SBI SimplyClick Credit Card

SBI SimplyCLICK Credit Card Overview

The SBI SimplyCLICK Credit Card is designed as an introductory card, catering primarily to online shoppers. It allows users to accumulate rewarding points on all expenditures, with additional bonuses on online purchases and even more enticing rewards through SBI Card's exclusive partners. 

If you seek a rewards credit card with a low annual fee, this card could be a suitable option. However, if your main goal is to earn significant cashback on online shopping, opting for an entry-level cashback card would be more advantageous.

SBI SimplyCLICK Credit Card Benefits

Milestone Benefits

On annual online spending of Rs.1 lakh, you will receive a Cleartrip voucher worth Rs.2,000 

Fuel Benefit

Enjoy a waiver of a 1% fuel surcharge on transactions ranging from Rs. 500 to Rs. 3,000.

About SimplyCLICK SBI Credit Card Reward Points  

• 10X Reward Points are applicable for INR payments using SimplyCLICK SBI Card.
• e-Wallet loading on partner brand websites/apps under MCCs 6540 and 6541 won't earn Reward Points.
• Utility Bill Payments on the SBI Card website/mobile app won't accrue 5X Reward Points.
• Reward Points program excludes Cash Advances, Balance Transfers, Encash, Flexipay, and Offline Fuel transactions.
• Transactions on Partner brands with SimplyCLICK SBI Card will start earning 10X Reward Points from the specified date.
• 5X Reward Points apply to non-partner online spending, capped at 10,000 Reward Points per month. After that, earn 1 Reward Point per Rs.100 spent. 
• From 01 May 2023, 5X Reward Points for online Rent Payment with SimplyCLICK SBI Card will be revised to 1X Reward Points.
• Cleartrip transactions through affiliate channels won't be eligible for 10X Reward Points.
• Crediting of 10X reward points for exclusive partner transactions depends on provided Merchant Identifiers (MIDs). If MIDs aren't updated by the partner, customer rewards may be deferred until corrected MIDs are approved by SBI Card.
• Eligible online transactions depend on acquirers providing the correct online flag/identifier as per network rules (VISA, MasterCard). Incorrect identifiers won't receive accelerated Reward Points on SimplyCLICK cards.

SimplyCLICK SBI Credit Card Fee & Charges

• Annual Fees: INR 499( Waived off on Yearly Spend of Rs. 1 Lakh in the previous year)
• Cash Advance Charges: 2.5% 
• Interest fee: 42% per annum
• Overlimit Charge: 2.5%
• Add-on Card: Nill Fee for Add-on Card
• Credit Card Limit: Depends on Customer profile and Bank Internal criteria,

SBI Card Official Site For More Information need to visit sbicard.com and check the complete details like as customer care number, the latest updates, and offers