Best Personal Finance Management Apps in India 2024

These personal finance management apps automatically track your income, expenses, and investments, providing valuable financial advice. In this blog, we will explore the best personal finance management apps for Android in India in 2024. 

Top Personal Finance Management Apps in 2024 

If you are searching for the best personal finance management apps in India, here is a list of the top 10 apps: 

1. Moneyview Money Manager 

Founded: 2014 Top Features: 

• Track bank account balances 
• Categorize payments 
• Weekly and monthly summaries 
• Bill-paying reminders 
• Track financial progress 

2. Goodbudget: Budget & Finance 

Founded: 2009 Top Features: 

• Automatic and secure data backup 
• Intelligent payee and category suggestions 
• Match budget period to real-life situations 
• ‘Spending by Envelope Reports’ and ‘Income vs. Spending Reports’ 
• Carryover of unused funds to the next month 

3. Money Manager Expense & Budget by Realbyte 

Founded: 2018 Top Features: 

• Double-entry bookkeeping 
• Budget and expense management 
• Credit and debit card management 
• Bookmarking and backup 

4. Monefy - Budget & Expenses App 

Founded: 2020 Top Features: 

• Track multiple currencies 
• Easy backup and exporting features 
• Data protection with passcode 
• Chart-style spending distribution 
• Create multiple accounts 

5. Expense Manager by Bishinews 

Founded: 2010 Top Features: 

• Organize bills and budget by week, month, and year, as well as by category 
• Payment notifications 
• Currency converter and various calculators 
• No registration or internet access required 

6. ET Money Mutual Fund & SIP App 

Founded: 2015 Top Features: 

• Available in eight Indian languages 
• Intelligent voice search 
• Free credit rating computation 
• No additional fees for services 
• Apply for loans 

7. Wallet: Budget Expense Tracker 

Founded: 2014 Top Features: 

• Automatic syncing of transactions 
• Intelligent categorization 
• Examine upcoming payments 
• Account sharing options 
• Supports multiple currencies, geo-mapping transactions, debt management, PIN security 

8. Dhani: UPI, Cards & Bills 

Founded: 2017 Top Features: 

• Apply for personal loans 
• Instant credit lines 
• Health premium plans 
• Earn money through referral programs 

9. Zoho Expense Tracker App 

Founded: 2015 Top Features: 

• Scan spending receipts automatically 
• Organize multi-level approval procedure 
• Make spend-accounting easier 

10. Mint: Track Expenses & Save 

Founded: 2007 Top Features: 

• Check credit score for free 
• Categorize bank account transactions 
• Set and track budgeting goals 
• Receive budget-related alerts 

Best Personal Finance and Expense Tracker Apps in India 

1. Moneyview Money Manager App 

Founded in 2014, the Moneyview App reads your transactional messages and provides you with real-time visibility into your finances. This app unearths hidden financial data in SMS logs and makes excellent use of it. 

Key Features: 

• Check bank account balances and recent transactions 
• Categorize payments 
• Weekly and monthly summaries 
• Personalized bill-paying reminders 
• Track financial progress 

2. Goodbudget - Budget & Finance App 

Goodbudget is a personal finance manager app designed for proactive budgeting, helping you stay on top of your finances. 

Key Features: 

• Automatic and secure data backup 
• Intelligent payee and category suggestions 
• Analyze spending with reports 
• Sync across devices 

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Author- Ayush Naik 

Ayush Naik is an expert in personal finance with an MBA in Finance. With over five years of experience working alongside stock market traders, Ayush has a deep understanding of market dynamics and investment strategies. His practical insights and analytical skills have helped many individuals navigate the complexities of financial planning and investment. Ayush’s professional background and commitment to educating others make him a valuable contributor to our personal finance blog.