ICICI Coral Rupay Credit Card : Benefits, Rewards, Apply Details
12 Nov 2024 7 mins Credit Cards
Introduction to ICICI Coral RuPay Credit Card
The ICICI Coral RuPay Credit Card is designed for those who want a flexible, high-reward card that offers perks on lifestyle, travel, and everyday spending. With its UPI integration, airport lounge access, and unique discounts on entertainment, it combines convenience and rewards in one versatile card. Whether you’re making seamless payments with UPI or enjoying exclusive privileges, the ICICI Coral RuPay Credit Card brings exceptional value to the table.
Seamless Payments with UPI and RuPay Integration
With the ICICI Coral RuPay Credit Card, making payments is quick and easy thanks to UPI (Unified Payments Interface) integration, ideal for a fast-paced lifestyle.
How UPI and RuPay Features Make Payments Easier
Your Coral RuPay Credit Card links seamlessly to UPI apps, letting you make secure payments directly from your card without needing cash or a physical wallet. The ICICI Coral RuPay Credit Card offers the dual advantage of credit flexibility with the convenience of digital payments.
Steps to Link Your ICICI Coral RuPay Credit Card to UPI Apps
Open your UPI app (such as Google Pay, PhonePe, or BHIM).
Choose the option to add a credit card.
Enter your ICICI Coral RuPay Credit Card details.
Verify with OTP, and you’re ready to make UPI payments directly from your credit card.
Rewards on Everyday Transactions
The ICICI Coral RuPay Credit Card offers valuable rewards for your everyday expenses, from groceries to dining.
Types of Rewards Offered on Daily Purchases
Every transaction with your Coral RuPay Credit Card earns reward points, which can be redeemed for a range of rewards. This includes points for UPI transactions, making your daily purchases more rewarding.
Features | Details |
Rewards on UPI Transactions | Earn reward points on eligible purchases made via UPI using your ICICI Coral RuPay Credit Card, adding value to digital transactions. |
Wide Acceptance Across Merchants | Accepted at numerous locations across India |
Types of Merchants | - Retail shops - Restaurants - Online stores - Entertainment venues |
Convenience | The card’s acceptance at a variety of locations makes it ideal for everyday expenses, from shopping and dining to online purchases. |
Rewards on UPI Transactions with ICICI Coral RuPay Credit Card
When using UPI, you earn points on eligible purchases, giving you more reasons to use your Coral RuPay Credit Card for digital transactions.
Wide Acceptance Across Merchants Nationwide
One of the advantages of the ICICI Coral RuPay Credit Card is its wide acceptance across a large network of merchants in India.
Where You Can Use the ICICI Coral RuPay Credit Card
The Coral RuPay Credit Card is accepted at numerous locations nationwide, from retail shops and restaurants to online stores, making it convenient for all types of spending.
Airport Lounge Access with ICICI Coral RuPay Credit Card
Travelers will appreciate the airport lounge access benefit that comes with the ICICI Coral RuPay Credit Card, offering a relaxing start to your journey.
Details on Complimentary Airport Lounge Access
Enjoy complimentary access to select airport lounges across India, a perk that adds comfort to your travel experience. Lounge access is a great way to escape the hustle of airport terminals and enjoy complimentary snacks, Wi-Fi, and charging stations.
How to Use Your ICICI Coral RuPay Credit Card for Airport Lounge Entry
Simply present your ICICI Coral RuPay Credit Card at the lounge entrance, and you’ll be granted access to unwind before your flight.
BookMyShow Offers with ICICI Coral RuPay Credit Card
Movie enthusiasts can enjoy exclusive discounts on BookMyShow with their ICICI Coral RuPay Credit Card.
Exclusive Movie Ticket Discounts on BookMyShow
Get a 25% discount on movie tickets when booking on BookMyShow, up to ₹100 per transaction, twice a month. This offer brings significant savings for regular movie-goers.
Terms and Conditions of the Offer
This offer is available on a first-come-first-serve basis and is subject to daily ticket availability. Be sure to book early to secure this deal!
Coral Credit Card Key Privileges and Perks
The ICICI Coral RuPay Credit Card is loaded with lifestyle perks, from shopping discounts to exclusive offers on dining and travel.
Summary of Exclusive Privileges with ICICI Coral RuPay Credit Card
With this card, you can access exclusive deals and earn rewards at partner brands, making it a valuable companion for both routine and special expenses.
Lifestyle Benefits and Travel Discounts
ICICI Coral RuPay Credit Card users enjoy discounted dining and travel offers at select partner locations. Whether it's weekend shopping or a dinner out, this card has you covered with savings.
How to Redeem ICICI Bank Reward Points
Redeeming points is a breeze with ICICI, offering a range of redemption options to suit your needs.
Process for Redeeming ICICI Reward Points
Log in to your ICICI Bank account via mobile or online banking.
Go to the Rewards section to view available redemption options.
Redeem points for a variety of items, from travel and lifestyle products to vouchers.
Rewards Options: Travel, Lifestyle Products, and More
The ICICI Coral RuPay Credit Card rewards can be redeemed for travel, shopping, gadgets, and more. Your points open up endless possibilities for adding value to your lifestyle.
ICICI Coral RuPay Credit Card Charges and Fees
Knowing the charges and fees associated with your card is essential for managing your finances.
Overview of Fees Associated with the Coral RuPay Credit Card
Annual Fee: ₹500, waived off on spending ₹1,50,000 in a year.
Interest Rate: 3.4% per month or 40.8% per annum.
Late Payment Fee: ₹100 to ₹1,200 based on outstanding balance.
Keeping track of these charges helps in avoiding extra costs and maximizing the card's benefits.
ICICI Milestone Rewards Program
This program rewards users for reaching specific spending milestones each year.
Details of the Milestone Rewards Program
With the Milestone Rewards Program, you can earn up to 10,000 additional points annually for reaching yearly spending goals on your Coral RuPay Credit Card.
How to Maximize Rewards through Milestone Achievements
The more you spend, the more points you earn, making it easy to enjoy additional benefits by using the card for regular expenses.
Earning Reward Points on Utility and Insurance Payments
Points Structure for Utility and Insurance Payments
Earn 1 reward point per ₹100 spent on utility and insurance transactions, making it worthwhile to use your ICICI Coral RuPay Credit Card for bill payments.
Conclusion: Why Choose ICICI Coral RuPay Credit Card?
The ICICI Coral RuPay Credit Card offers a unique blend of rewards, lifestyle perks, and convenience. From UPI-linked payments to airport lounge access and milestone rewards, this card is a valuable choice for everyday spending.
FAQs
What are the main benefits of the ICICI Coral RuPay Credit Card?
The card offers rewards on daily expenses, UPI-linked payments, and discounts on movie tickets, along with airport lounge access.
How do I access airport lounges with my Coral RuPay card?
Present your Coral RuPay Credit Card at eligible lounges for complimentary access.
Are there any extra fees with the ICICI Coral RuPay Credit Card?
Yes, there’s an annual fee, but it’s waived off if you spend over ₹1,50,000 in a year.
How can I link my Coral RuPay Credit Card to UPI?
Use your UPI app to link the Coral RuPay card by following the in-app steps.
What are the milestone rewards?
The Milestone Rewards Program awards bonus points for reaching specific annual spending levels.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.