Reimagine Your Travel Experience with the IndusInd Bank Avios Visa Infinite Credit Card
23 Jan 2025 5 mins Credit Cards
When it comes to international travel, having the right credit card can elevate your journey from ordinary to extraordinary. The IndusInd Bank Avios Visa Infinite Credit Card is one such premium offering that caters to the needs of frequent travelers. With its plethora of rewards, exclusive benefits, and seamless services, this card is designed to make your travels rewarding and hassle-free.
This article dives into everything you need to know about the IndusInd Bank Avios Visa Infinite Credit Card, including its annual fees, charges, eligibility, and why it stands out among other travel cards.
What is the IndusInd Bank Avios Visa Infinite Credit Card?
The IndusInd Bank Avios Visa Infinite Credit Card is a premium metal credit card that provides unparalleled rewards and privileges to frequent travelers. With the ability to earn Avios points, exclusive travel perks, and access to luxurious experiences, this card is ideal for globetrotters looking to maximize their travel rewards.
Key Features of the IndusInd Bank Avios Visa Infinite Credit Card
1. Avios Rewards
Earn Avios points on every transaction, whether domestic or international.
5 Avios for every INR 200 spent at select international destinations.
2 Avios for bookings made via Qatar Airways or British Airways.
2. Dual Loyalty Program Options
Choose between two renowned loyalty programs:
Qatar Airways Privilege Club
British Airways Executive Club
3. Complimentary International Lounge Access
Enjoy two complimentary international lounge visits per quarter with Priority Pass, ensuring comfort and convenience during your travels.
4. Low Foreign Currency Markup
Save more with a 1.5% foreign currency markup fee, which is significantly lower than many other travel credit cards.
IndusInd Bank Avios Visa Infinite Credit Card Annual Fee and Charges
Fee Type | Amount/Rate |
Annual Fee | INR 50,000 + GST |
Foreign Currency Markup Fee | 1.5% of the transaction amount |
Late Payment Charges | 3% of the outstanding amount (minimum INR 300) |
The IndusInd Bank Avios Visa Infinite Credit Card fees are competitive, considering the premium benefits it offers:
Annual Fee: INR 50,000 + GST
Foreign Currency Markup Fee: 1.5%
Late Payment Charges: 3% of the outstanding amount, subject to a minimum of INR 300
While the annual fee might seem high, the rewards and privileges more than justify the cost for frequent travelers.
Eligibility for the IndusInd Bank Avios Visa Infinite Credit Card
Eligibility Criteria | Details |
Age | 21–65 years for primary cardholders |
Income | Stable and high annual income (varies by profile) |
Credit Score | Good credit score, typically above 750 |
To apply for the IndusInd Bank Avios Visa Infinite Credit Card, you need to meet the following eligibility criteria:
Age: 21–65 years for primary cardholders
Income: A stable and high annual income (exact threshold varies by applicant profile)
Credit Score: A good credit score, typically above 750, is preferred.
Meeting these IndusInd Bank Avios Visa Infinite Credit Card eligibility criteria ensures you can unlock its exclusive benefits.
Why Choose the IndusInd Bank Avios Visa Infinite Credit Card?
1. Welcome Bonuses
Get 20,000 bonus Avios upon joining if you select Qatar Airways Privilege Club.
Receive 55,000 bonus Avios with British Airways Executive Club membership.
2. Travel Insurance
Enjoy comprehensive travel insurance, including:
USD 25,000 air accident insurance
Lost baggage and passport coverage
3. Milestone Rewards
Earn 25,000 bonus Avios for every INR 800,000 spent twice annually, helping you maximize rewards on high-value transactions.
Maximizing Rewards with the IndusInd Bank Avios Visa Infinite Credit Card
1. Avios Redemption
Avios points can be redeemed for:
Flights
Hotel stays
Car rentals
Exclusive travel experiences
2. Accelerated Earnings
Earn up to 50,000 bonus Avios annually through milestone rewards.
Maximize your spending on international bookings and luxury purchases to collect more points.
Exclusive Concierge Services
The IndusInd Bank Avios Visa Infinite Credit Card offers 24/7 concierge services, including:
Elderly care assistance for family members while you travel
Flower and gift delivery services worldwide
Assistance with medical emergencies
How Does the IndusInd Bank Avios Visa Infinite Credit Card Compare?
Compared to other premium travel cards, the IndusInd Bank Avios Visa Infinite Credit Card offers:
Higher earning potential with Avios points
Flexibility in loyalty programs and preferred destinations
Competitive foreign currency markup rates
Is the IndusInd Bank Avios Visa Infinite Credit Card Worth It?
For frequent international travelers, the IndusInd Bank Avios Visa Infinite Credit Card provides unmatched value. The annual fee might seem steep, but the rewards, perks, and privileges more than compensate for the cost.
Pros and Cons of the IndusInd Bank Avios Visa Infinite Credit Card
Pros:
High Avios earning potential
Exclusive travel and lifestyle benefits
Comprehensive travel insurance coverage
Cons:
High annual fee and spending thresholds for milestone rewards
Best suited for frequent international travelers
Conclusion
The IndusInd Bank Avios Visa Infinite Credit Card is a powerhouse of rewards and benefits, making it an ideal choice for avid travelers. With its Avios earning potential, international travel perks, and premium services, this card offers a world of opportunities for cardholders.
Whether you’re a business traveler or a globetrotter, this card is your ticket to luxury and convenience.
FAQs
1. What is the annual fee for the IndusInd Bank Avios Visa Infinite Credit Card?
The IndusInd Bank Avios Visa Infinite Credit Card annual fee is INR 50,000 + GST.
2. What are the charges for foreign currency transactions?
The card has a 1.5% foreign currency markup fee, making it a cost-effective option for international spends.
3. What is the eligibility for the IndusInd Bank Avios Visa Infinite Credit Card?
Applicants must be between 21–65 years old, have a stable high income, and maintain a good credit score.
4. Can I earn Avios points on domestic transactions?
Yes, you can earn 1 Avios for every INR 200 spent on domestic transactions.
5. Are the annual fees justified?
Given the exclusive travel benefits, rewards, and insurance coverage, the IndusInd Bank Avios Visa Infinite Credit Card fees are justified for frequent travelers.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.