Your Ultimate Guide to the SimplyCLICK SBI Credit Card
17 Jan 2025 6 mins Credit Cards
If you’re looking for a credit card that offers amazing rewards on shopping, exclusive benefits, and seamless transactions, the SimplyCLICK SBI Credit Card is a fantastic choice. This card is designed for online shoppers and frequent users who want to maximize their spending potential.
Let’s break down everything you need to know about the SimplyCLICK SBI Credit Card, including its benefits, charges, fees, and eligibility criteria.
What is the SimplyCLICK SBI Credit Card?
The SimplyCLICK SBI Credit Card is an exclusive offering by SBI Card tailored for individuals who frequently shop online. Packed with exciting rewards, milestone benefits, and contactless payment technology, this card is your perfect companion for day-to-day transactions and online purchases.
Key Benefits of the SimplyCLICK SBI Card
1. Welcome Gift
Start your journey with a bang! Upon paying the annual fee of Rs. 499 (plus taxes), you’ll receive an Amazon.in gift card worth Rs. 500. It’s a great way to start earning while spending.
2. E-Shopping Rewards
10X Reward Points with Exclusive Partners
Earn 10X reward points on online purchases with SimplyCLICK SBI Card benefits when you shop with top brands like:
Apollo 24x7
BookMyShow
Cleartrip
Dominos
Myntra
Netmeds
Swiggy
Yatra
5X Reward Points on Other Online Purchases
Even when shopping outside the partner network, you can earn 5X reward points on all other online spends.
3. Milestone Benefits
For heavy spenders, the SimplyCLICK SBI Credit Card offers e-vouchers worth Rs. 2,000 each upon reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakh. These vouchers can be redeemed with popular brands like Cleartrip or Yatra.
4. Fuel Surcharge Waiver
Save on fuel expenses with a 1% surcharge waiver on transactions ranging from Rs. 500 to Rs. 3,000. This feature is particularly helpful for regular commuters.
SimplyCLICK SBI Card Charges
1. Annual Fee
The one-time annual fee for the SimplyCLICK SBI Credit Card is Rs. 499.
From the second year onwards, a renewal fee of Rs. 499 applies, but it can be reversed by spending Rs. 1,00,000 in the previous year.
2. Add-on Fee
There’s no add-on fee, making it easy to share the card’s benefits with family members.
3. Other Charges
For more details about applicable charges, refer to the official terms and conditions of the SimplyCLICK SBI Card.
SimplyCLICK SBI Card Eligibility
To apply for the SimplyCLICK SBI Credit Card, you must meet the following eligibility criteria:
Age: Applicants should be between 21 and 60 years old.
Income: You need to have a stable income source.
Credit Score: A good credit score improves your chances of approval.
Documentation: Basic KYC documents such as identity proof, address proof, and income proof are required.
If you meet these requirements, you’re eligible to apply and enjoy the SimplyCLICK SBI Card benefits.
SimplyCLICK SBI Card Fees
Fee Type | Amount | Details |
Annual Fee | Rs. 499 | Waived off if annual spends exceed Rs. 1,00,000. |
Renewal Fee | Rs. 499 | Applicable from the second year onwards. |
Add-on Fee | Nil | No charges for add-on cards for family members above 18 years of age. |
The SimplyCLICK SBI Card fees are transparent and reasonable, making it a cost-effective choice:
Annual Fee: Rs. 499 (waived off on spending Rs. 1,00,000 annually).
Renewal Fee: Rs. 499 from the second year onwards.
Add-on Fee: Nil.
These charges ensure that the SimplyCLICK SBI Credit Card remains affordable while offering unmatched value.
Why Choose the SimplyCLICK SBI Credit Card?
1. Contactless Payment Technology
Enjoy faster, safer transactions with contactless technology. Simply wave your card at a secure reader to complete the payment. This feature not only saves time but also enhances security by reducing the risk of card loss or fraud.
2. Worldwide Acceptance
The SimplyCLICK SBI Credit Card is accepted at over 24 million outlets worldwide, including 3,25,000 outlets in India. Whether you’re dining, shopping, or traveling abroad, this card ensures you can pay seamlessly.
3. Add-on Cards
Share the benefits with your family by applying for add-on cards. These are available for your parents, spouse, children, or siblings above 18 years of age.
4. Cash Withdrawal Facility
Access cash anytime, anywhere from over 1 million Visa or MasterCard ATMs globally. This feature is particularly useful during emergencies.
Additional Benefits
Utility Bill Payments
Pay your electricity, mobile, and other utility bills effortlessly with the Easy Bill Pay facility.
Balance Transfer on EMI
Transfer outstanding balances from other bank credit cards to the SimplyCLICK SBI Credit Card at a lower interest rate. Repay the balance in easy EMIs and save money.
Flexipay
Convert transactions of Rs. 2,500 or more into affordable monthly installments with Flexipay. Simply log in to sbicard.com within 30 days of the purchase to activate this feature.
Security Features
The SimplyCLICK SBI Credit Card prioritizes your safety with advanced security features, including:
Unique Visa payWave technology that ensures only one transaction goes through, even if the card is waved multiple times.
Fraud prevention mechanisms to protect against skimming and unauthorized transactions.
Conclusion
The SimplyCLICK SBI Credit Card is a powerhouse of benefits for anyone who frequently shops online or seeks convenience in their financial transactions. With its attractive rewards, milestone benefits, and secure payment technology, it’s a card that offers immense value for its cost. Whether you’re looking to save on everyday purchases or enjoy exclusive partner rewards, this card ticks all the boxes.
FAQs
What is the SimplyCLICK SBI Card’s annual fee?
The annual fee is Rs. 499, which can be waived off by spending Rs. 1,00,000 annually.
What are the SimplyCLICK SBI Card benefits?
Benefits include 10X reward points with exclusive partners, 5X points on online spends, milestone rewards, and fuel surcharge waivers.
Are there any SimplyCLICK SBI Card charges for add-on cards?
No, there are no charges for add-on cards.
What is the SimplyCLICK SBI Card eligibility?
Applicants must be between 21 and 60 years old, have a stable income, and a good credit score.
How can I earn reward points with the SimplyCLICK SBI Credit Card?
Earn 10X points with partner brands and 5X points on all other online spends.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.
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