IndusInd Bank Legend Credit Card - Features, Benefits & Apply Online

24 Jan 2025 6 mins Credit Cards

IndusInd Bank Legend Credit Card - Features, Benefits & Apply Online

The IndusInd Bank Legend Credit Card is designed to offer a premium lifestyle experience with exclusive rewards, luxury benefits, and world-class privileges. Whether you're a frequent traveler, shopaholic, or someone who values convenience, this card caters to all your needs. Let’s explore the legend credit card features, benefits, charges, and eligibility criteria to help you decide if it’s the right fit for you.


Key Features of the IndusInd Bank Legend Credit Card


The legend credit card features are tailored to enhance your everyday life. Here’s what makes it unique:

  • Reward Points: Earn 1 reward point for every ₹100 spent on weekdays and 2 points for every ₹100 spent on weekends.

  • Milestone Rewards: Earn up to 4,000 bonus reward points annually based on your spending.

  • Priority Pass Membership: Access over 600 VIP airport lounges worldwide for a luxurious travel experience.

  • Comprehensive Insurance Coverage: Enjoy travel protection, including coverage for lost baggage, missed connections, and more.

These legend credit card features ensure you get value at every step of your journey.


Legend Credit Card Benefits


The legend credit card benefits go beyond the ordinary, offering a range of perks that cater to different lifestyles.

1. Luxury Lifestyle Perks

Hotel Stays: Complimentary stays at Oberoi Hotels, combining comfort with elegance.

Shopping Benefits: The Luxe Gift Card provides access to over 30 premium brands like Montblanc, offering a luxurious shopping experience.

2. Entertainment Privileges

Movie Tickets: Buy one, get one free on BookMyShow, with up to three free tickets every month.

3. Travel Rewards

Airport Lounge Access: Complimentary visits to premium lounges across India and abroad.

Travel Plus Program: Special waivers on international lounge usage charges.

4. Fuel Savings

Fuel Surcharge Waiver: Save with a 1% waiver on fuel surcharges across India.

These legend credit card benefits ensure you enjoy an elevated lifestyle while saving on essential expenses.


Legend Credit Card Charges


Understanding the legend credit card charges is crucial to maximize its value:

  • Annual Fee: The IndusInd Signature Legend Credit Card fees are competitive, ensuring excellent value for money.

  • Interest Rates: Interest charges apply on outstanding balances as per the bank's terms.

  • Late Payment Fee: Penalty charges apply if payments are delayed beyond the due date.

The legend credit card charges are transparent, making it easy to manage your expenses effectively.


Legend Credit Card Eligibility


Eligibility Criteria

Details

Income Requirements

A minimum annual income as specified by IndusInd Bank.

Age Limit

Applicants must be at least 21 years old.

Credit Score

A good credit score is essential for approval.


To apply for the IndusInd Bank Legend Credit Card, you must meet the following legend credit card eligibility criteria:

  • Income Requirements: A minimum annual income as specified by IndusInd Bank.

  • Age Limit: Applicants must be at least 21 years old.

  • Credit Score: A good credit score is essential for approval.

Meeting these legend credit card eligibility requirements ensures you can enjoy the premium benefits this card offers.


IndusInd Signature Legend Credit Card Fees


The IndusInd Signature Legend Credit Card fees are structured to provide value:

  • Joining Fee: Payable at the time of card issuance.

  • Renewal Fee: An annual charge to continue enjoying the card’s privileges.

  • Waivers: Spend-based fee waivers may be available, subject to terms.

These fees are designed to align with the card’s premium benefits, ensuring you get maximum returns on your investment.


Why Choose the IndusInd Bank Legend Credit Card?


The IndusInd Bank Legend Credit Card offers a perfect blend of luxury, convenience, and savings. Here’s why it stands out:

  • Rewarding Transactions: Earn reward points on every spend, making your money work harder for you.

  • Exclusive Access: From luxury hotels to airport lounges, this card ensures you live life king-size.

  • Tailored Benefits: Whether it’s shopping, dining, or travel, the legend credit card benefits cater to all aspects of your lifestyle.

Compared to other premium cards, the IndusInd Bank Legend Credit Card offers unmatched features and perks.


How to Apply for the Legend Credit Card?


Applying for the IndusInd Bank Legend Credit Card is simple:

  • Online Application: Visit the IndusInd Bank website and fill out the application form.

  • Document Submission: Provide proof of identity, income, and address.

  • Approval Process: Once your application meets the legend credit card eligibility criteria, the card will be issued.

Tips for Maximizing the Legend Credit Card Benefits


To get the most out of your IndusInd Bank Legend Credit Card, follow these tips:

Utilize Reward Points: Redeem your points for travel, shopping, or cashbacks.

Plan Your Spending: Take advantage of weekend rewards for higher points.

Stay Informed: Keep track of updates on legend credit card charges and benefits.


Conclusion


The IndusInd Bank Legend Credit Card is more than just a payment tool; it’s your ticket to a world of luxury and convenience. With its unmatched features, exclusive benefits, and tailored privileges, this card ensures you live life to the fullest. Whether it’s dining, travel, or shopping, the legend credit card benefits elevate every experience.


FAQs


1. What are the IndusInd Signature Legend Credit Card fees?

The card includes a joining fee and an annual renewal fee, with potential spend-based waivers.


2. How do I qualify for the Legend Credit Card?

You need to meet the legend credit card eligibility criteria, including income and credit score requirements.


3. What are the standout features of the Legend Credit Card?

Key legend credit card features include reward points, luxury benefits, and travel privileges.


4. Are there any hidden charges on the Legend Credit Card?

No, the legend credit card charges are transparent, ensuring you understand all applicable fees.


5. Can I use the Legend Credit Card internationally?

Yes, with benefits like discounted foreign currency mark-up fees and international lounge access, this card is ideal for global travelers.


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Author - Abhishek Sonawane

Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.