HDFC Swiggy Credit Card Benefits Decoded
05 Nov 2024 5 mins Credit Cards
If you're a food lover or a frequent online shopper, the Swiggy HDFC Bank Credit Card might be the perfect fit for you. Tailored specifically for those who enjoy ordering from Swiggy, this credit card offers a range of benefits, rewards, and features. In this blog, we will cover everything you need to know, from cash withdrawal charges to application processes.
Features of Swiggy HDFC Bank Credit Card
Features | Details |
Flat 10% Cashback | Enjoy a flat 10% cashback on Swiggy transactions, including food orders, Instamart, and Dineout bookings. |
Eligible Platforms | Swiggy Food Ordering Swiggy Instamart Dineout (Table bookings) |
Usage Type | Applies to both online Swiggy transactions and offline restaurant bookings via Dine Out |
Maximum Cashback | Depends on Swiggy’s and HDFC Bank’s terms and conditions for monthly or yearly cash back limits |
Cashback Redemption | Cashback is automatically applied as statement credit after June 21, 2024 |
Exclusions | No cashback for transactions using Swiggy Money, Swiggy Minis, Swiggy Liquor, etc. |
Validity | Available to all Swiggy HDFC Bank Credit Cardholders |
Additional Benefits | Complementary Swiggy One Membership for 3 months upon activation |
Flat 10% Cashback on Swiggy Transactions, All this and more with an incredible 10% cashback on your Swiggy orders, shopping via Instamart or booking a table through Dine Out using the Swiggy HDFC Bank Credit Card. It is a helpful feature for frequent Swiggy users out there.
These points can used for paying due to earning 5% Cashback on Online Spends across MCCs
Key Benefits of the HDFC Swiggy Credit Card
Cashback and Discounts
With the HDFC Swiggy Credit Card Benefit, cardholders can enjoy 10% cashback on Swiggy orders and 5% cashback on other online purchases. This makes it an excellent option for those who regularly order food or shop online. You can also find various HDFC credit card coupons on Swiggy, enhancing your savings further.
Cash Withdrawal Charges
It’s essential to be aware of the Swiggy HDFC credit card charges, particularly the 2.5% fee applied to cash withdrawals. If you plan to use your credit card for cash transactions, factor this charge into your budget to avoid any surprises.
Special Offers and Promotions
In addition to regular cashback, the HDFC credit card Swiggy offers special promotions from time to time. For example, cardholders might benefit from limited-time discounts or bonus cashback on select orders. You can also avail yourself of offers from partners like Agoda, providing additional value.
Applying for the HDFC Swiggy Credit Card
How to Apply ?
Applying for the HDFC Swiggy credit card is a straightforward process. You can apply online through the HDFC Bank website or visit a branch. Ensure you have the necessary documents, including identification and income proof, ready for submission.
Application Status
Once you have applied, you can easily check your HDFC Swiggy credit card application status online. The HDFC Swiggy credit card application status helps the user to keep track of the credit card. And also it tells how much time is required to reach the card of the customer.
Understanding Charges and Fees
Annual Fee
The HDFC Swiggy credit card annual fee may apply, but this fee can often be waived if you meet specific spending thresholds. It’s wise to review the terms and conditions before applying to understand the associated costs fully.
Activation Process
After receiving your card, activating your HDFC Swiggy credit card is simple. You can do this via the HDFC Bank app, website, or by calling customer service. Ensure you activate your card to start enjoying the benefits immediately.
Approval Time
The HDFC Swiggy credit card approval time typically ranges from a few hours to a few days, depending on various factors such as documentation and verification processes. You’ll receive a notification once your card is approved.
Age Limit
To apply for the Swiggy credit card, applicants must meet the age limit set by the bank, generally requiring you to be at least 21 years old. Check with HDFC Bank for any specific eligibility criteria.
Swiggy HDFC Credit Card Review
Many users appreciate the HDFC Swiggy credit card benefits, noting the convenience and savings it offers. The combination of cashback, easy application, and various promotional offers make it a popular choice among food enthusiasts. However, keep the 2.5% cash withdrawal fee in mind if you plan to use your card for cash transactions.
Conclusion
The Swiggy HDFC Bank Credit Card is a fantastic choice for those who frequently enjoy food delivery and online shopping. With its appealing cashback offers, special promotions, and user-friendly application process, it provides significant value. However, understanding the Swiggy HDFC credit card charges, such as the 2.5% fee for cash withdrawals, is crucial to maximizing your benefits.
FAQs
What is the cash withdrawal charge for the Swiggy HDFC Credit Card?
The cash withdrawal incurs a 2.5% charge on the amount withdrawn.
How can I check my HDFC Swiggy credit card application status?
You can check the status online through the HDFC Bank website or mobile app.
What are the benefits of the HDFC Swiggy Credit Card?
Key benefits include 10% cashback on Swiggy, 5% on other online spends, and exclusive HDFC credit card coupons on Swiggy.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.