YES Bank Wellness Credit Card

YES Bank Wellness Credit Card is one amongst the two health oriented credit cards, that YES Bank launched with Aditya Birla Wellness Pvt. Ltd. The other variant in this league is YES Bank Wellness Plus Credit Card. You can earn a lot of benefits on self care, medical check ups, consultations and fitness sessions. To know in-detail features and benefits of this credit card, read more.

Health and Wellness Benefits:

• Complimentary health check-ups.
• Discounts on health and wellness services like yoga, gym memberships, and spa treatments.
• Access to wellness programs and workshops.

Reward Points:

• Earn reward points on your spends which can be redeemed for a variety of options, including health and wellness products and services.

Lifestyle Benefits:

• Access to exclusive lifestyle privileges such as golf lessons and concierge services.
• Discounts on dining, travel, and entertainment.

Insurance Coverage:

• Complimentary insurance coverages like personal accident insurance and medical insurance.

Airport Lounge Access:

• Complimentary access to select airport lounges.

Welcome Offers:

• Attractive welcome offers which might include bonus reward points or discounts on health-related products and services.

Annual Fee and Renewal Fee:

• There is typically an annual fee associated with the card, but it may be waived or reduced based on your spending patterns or other criteria.

Other Benefits:

• Fuel surcharge waiver.
• EMI conversion options on high-value purchases.

Key highlights of YES Bank Wellness Credit Card

Card Type Mid-Level

Best Suited For Health & Wellness

Joining Fee Rs. 749

Annual Fee Rs. 749

Minimum Income Required Rs. 25,000 per month

Best Feature Complimentary fitness sessions, health checkups

Reward Benefits Up to 20 reward points per Rs. 200 spent

Features and Benefits of YES Bank Wellness Credit Card

Complimentary Health Benefits: With YES Bank Wellness Card you get some integrated privileges across wellness categories as listed follows:

• Complimentary annual preventive health check-up for up to 25 parameters
• Complimentary annual eye and dental check-up
• Unlimited consultations with Nutritionist, General Practitioner and Specialist via the Aditya Birla Multiply App
• 6 Complimentary fitness sessions per month for gym, yoga, zumba, etc.

Reward Points Program: This card can also be classified as a Rewards Credit Card as, besides providing fitness and wellness benefits, you can also earn rewards on different transactions.

• 20 reward points per Rs. 200 spent on Chemist/ Pharmaceutical stores
• 4 reward points per Rs. 200 spent on all other categories
• 5X reward points on first 3 transactions of the biller registered on YES PayNow (valid only on first 5 billers registered)

Reward Points Redemption: The accumulated reward points earned via YES Bank Wellness Credit Card can be redeemed through the dedicated website for flight/hotel/movie ticket booking, and/or against Air Miles where in 10 reward points are equivalent to 1 InterMile/1 Club Vistara Point. You can also explore the exclusive catalogue of products to redeem your reward points.

You can visit YES Rewardz to know more or redeem reward points.

Other Features of YES Bank Wellness Credit Card:

• Credit shield cover in case of accidental death of Primary Cardholder
• Interest rate of 3.5% per month (42% annually) on overdue amount, revolving credit and cash advances
• 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 to Rs. 5,000
• Instant EMI service to convert transactions as low as Rs. 2,500 (interest rate ranging from 12% to 15% p.a.)

YES Bank Wellness Credit Card- Fees and Charges

First Year Membership Fee Rs. 749*

Annual/Renewal Fee Rs. 749*

Extended Credit Interest-Free Credit Period Up to 50 days**

Late Payment Fee

For Statement Balance-Less than Rs. 100: Nil

Between Rs. 100 to up to Rs. 500: Rs. 150

Between Rs. 501 to up to Rs. 5,000: Rs. 500

Between Rs. 5,001 to up to Rs. 20,000: Rs. 750

Over Rs. 20,000: Rs. 1,000