Axis Neo Credit Card : Apply NOW to Get Joining Benefits!

In the world of credit cards, the  Neo Credit Card has made a name for itself with a host of attractive benefits. From dining discounts to utility payment cashback, the Neo Credit Card has become a top choice for those seeking value with every swipe. This guide will take you through the  Credit Card benefits, including eligibility, features, application steps, and more.

What Makes the Axis Bank Neo Credit Card Stand Out?

The Axis Bank Neo Credit Card benefits include a wide range of exclusive discounts on food delivery, shopping, utility bill payments, and more. Ideal for everyday spending, this card is especially popular among young professionals and families looking to save across multiple categories.

Axis Neo Credit Card Features

The Axis Neo Credit Card features come packed with features that appeal to a broad audience, especially those looking to maximize their savings.

Some notable Axis Neo Credit Card features include:

• Discounts on Food Delivery: Enjoy up to 40% off on Zomato, capped at Rs. 120 per order, twice a month.

• Utility Bill Discounts via PayTM: Save 5% on mobile recharge, broadband, and DTH payments via PayTM.

• Exclusive Shopping Offers: Get up to 10% off on Blinkit, Myntra, and BookMyShow purchases.

Dining Delights with Axis Bank Neo Credit Card

Dining out is an experience, and with the Axis Bank Neo Credit Card benefits, you can save up to 15% at partner restaurants across India. The Dining Delights program through EazyDiner makes it easy to book a table and enjoy savings at select restaurants. This benefit applies twice a month, with savings capped at Rs. 500 per order.

Airport Lounge Access and Travel Perks

While the Axis Neo Credit Card doesn’t focus heavily on travel perks, it offers access to Mastercard benefits that may include limited Axis Neo Credit Card airport lounge access. This can be especially useful for occasional travelers looking for added convenience at the airport without the need for a premium travel card.

Utility Bill Savings with PayTM

The card provides a 5% cashback on utility bills through PayTM, capped at Rs. 150 monthly. This offer applies to transactions of Rs. 299 or more, making it perfect for regular bill payments.

Step-by-Step Guide on How to Apply for Axis Neo Credit Card

If you’re interested in applying, here’s how to apply for Axis Neo Credit Card:

• Visit the Axis Bank Website: Head to the credit card section on the Axis Bank website and find the Axis Neo Credit Card.

• Submit Your Information: Fill out the online application form, providing essential details like your name, contact information, and employment status.

• Provide Required Documentation: Attach necessary documents such as proof of identity, proof of residence, and proof of income.

Track Your Axis Neo Credit Card Application Status

Once you’ve applied, you can easily check the Axis Neo Credit Card application status online. Simply go to the Axis Bank website, enter your application reference number, and view the status. This feature is helpful to stay updated on your application process.

Axis Neo Credit Card Eligibility

To be eligible for this credit card, you must meet the following criteria:

Age: The primary cardholder should be between 18 and 70 years of age.

• Income: You should have a stable income source. Salaried and self-employed individuals can apply.

• Documentation: PAN card, income proof, and residence proof are required.

Understanding Axis Neo Credit Card eligibility ensures that you’re prepared for a smooth application process.

EDGE Rewards Points on Every Spend

The Axis Neo Credit Card allows you to earn EDGE Rewards points with every transaction. You receive 1 point for every Rs. 200 spent, which can be redeemed across 500+ rewards in the EDGE Rewards Catalog. This feature adds ongoing value to your spending.

Convert Big Purchases to EMIs

One of the Axis Neo Credit Card features includes the ability to convert large purchases into easy EMIs. If you spend above Rs. 2500, you can choose to convert the transaction into EMIs using the Axis Bank app or website.

Security Features for Safe Transactions

The Axis Neo Credit Card offers robust security features with EMV-certified chip technology and PIN-based transactions. This ensures that all purchases are secure, reducing the risk of fraud.

Zero Lost Card Liability

With zero lost card liability, any unauthorized transactions made after reporting a lost or stolen card are fully covered by Axis Bank, giving cardholders peace of mind.

Network Offers and Cashback Deals

As part of the Mastercard network, the Axis Neo Credit Card also provides exclusive offers via Mastercard Shop Perks. Cardholders can log in to the Mastercard portal to access these benefits, which include cashback offers and discounts on leading brands.

Fees and Charges for the Axis Neo Credit Card

While the card offers excellent benefits, it’s important to know about the fees and charges associated with it:

• Joining Fee: Rs. 250 (waived for select channels)

• Annual Fee (Second Year Onwards): Rs. 250

• Overdue Penalty: Ranges from Rs. 500 to Rs. 1200 depending on the overdue amount.

Be sure to review the detailed fee breakdown provided by Axis Bank to avoid surprises.

14. Activation Benefit

New users of the Axis Neo Credit Card can enjoy a 100% cashback up to Rs. 300 on their first utility bill payment within 30 days of issuance. This is a great incentive for new cardholders and makes the Axis Neo Credit Card even more appealing.

15. How to Get Detailed Axis Neo Credit Card Information

For comprehensive Axis Neo Credit Card details, refer to the Axis Bank website. Here, you can explore everything from the card’s features to the specific terms and conditions for each benefit, as well as the full list of partner restaurants, stores, and services that participate in these offers.

Conclusion

The Axis Neo Credit Card combines diverse benefits and convenience into one affordable package. With savings on food, shopping, utility bills, and access to airport lounges, this card offers something for everyone. It’s particularly useful for individuals who want practical perks without a high annual fee. Be sure to check your Axis Neo Credit Card application status after applying to stay informed about your approval timeline. By understanding Axis Bank Neo Credit Card eligibility, you can ensure you’re fully prepared to take advantage of all these exclusive offers and rewards.

FAQs

What are the main benefits of the  Neo Credit Card?

The card offers discounts on dining, shopping, food delivery, utility bill payments, and airport lounge access, among other benefits.

Is airport lounge access available on the Axis Neo Credit Card?

Yes, limited airport lounge access may be available through Mastercard network benefits.

How do I check my Axis Neo Credit Card application status?

You can check your application status on the Axis Bank website by entering your application reference number.

What are the eligibility criteria for the Axis Neo Credit Card?

Eligibility includes being between 18 and 70 years of age, with a stable income source and valid

Find the Best Credit Card for your spending habits. Explore top credit cards and maximize your rewards.

See Your Matches

Get a Personal Loan that fits your needs. Apply for loans from Rs 1000 to Rs 15 Lakhs with competitive rates.

Check Your Eligibility Now

Author - Abhishek Sonawane

Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.