Platinum Maxima Plus Credit Card : Features, Benefits & Charges
29 Nov 2024 5 mins Credit Cards
Platinum Maxima Plus Credit Card: Review, Apply Here!
The RBL Platinum Maxima Plus Credit Card is a must-have for individuals seeking a premium lifestyle while earning significant rewards on everyday expenses. With a moderate platinum maxima plus credit card annual fee of INR 2,500, this card delivers unmatched value through an array of benefits and features tailored to enhance your spending experience.
Key Features of RBL Platinum Maxima Plus Credit Card
The RBL Platinum Maxima Plus Credit Card features an attractive reward system, milestone bonuses, and lifestyle privileges. Here are its standout features:
Reward Points: Earn up to 10 reward points for every INR 100 spent in select categories.
Welcome Rewards: Start your journey with 10,000 reward points.
Milestone Bonuses: Achieve spending thresholds to unlock additional rewards.
Lifestyle Perks: Access complimentary movie tickets and airport lounges.
Platinum Maxima Plus Credit Card Benefits
1. Welcome Benefits
Kick off with 10,000 reward points as part of your welcome package.
Steps to Claim:
Use your card within 30 days of issuance.
Pay the platinum maxima plus credit card annual fee before the due date.
Category | Details |
Welcome Benefits | 10,000 Reward Points upon completing the following steps:
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Reward Points | 2 Reward Points for every INR 100 spent on general purchases.
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Milestone Rewards | Earn additional rewards based on annual spending:
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2. Reward Points Structure
The RBL Platinum Maxima Plus Credit Card benefits include earning points on every transaction.
2 Reward Points per INR 100 on all purchases.
5X Reward Points on categories like:
Dining
Entertainment
Groceries
International spends
Note: Maximum 1,000 reward points per month for 5X categories.
3. Milestone Rewards
Achieve spending goals and unlock milestone bonuses:
Spend INR 2 lakhs annually to earn 10,000 points.
Spend INR 3.5 lakhs to get an additional 10,000 points.
Spend INR 5 lakhs and earn another 10,000 points.
These RBL Platinum Maxima Plus Credit Card features make it ideal for high-spenders looking for added rewards.
Lifestyle Benefits of RBL Platinum Maxima Plus Credit Card
1. Movie Discounts
Enjoy a complimentary movie ticket every month (up to INR 200) via BookMyShow.
How to Avail:
Select the "Buy 1 Get 1" offer while booking tickets.
2. Airport Lounge Access
Enjoy two complimentary domestic lounge visits per calendar quarter.
Simply show your credit card at participating lounges to gain access.
Platinum Maxima Plus Credit Card Charges
Understanding the platinum maxima plus credit card charges ensures a transparent experience:
Annual Fee: INR 2,500 + GST.
Reward Redemption Fee: INR 99 + GST for each redemption.
Additional fees may apply for late payments or cash withdrawals.
Despite these platinum maxima plus credit card charges, the rewards and perks far outweigh the costs.
How to Apply for the Platinum Maxima Plus Credit Card
Getting started with the RBL Platinum Maxima Plus Credit Card is a breeze:
Visit the official RBL Bank website.
Fill out the online application form.
Submit required documents, including ID proof and income statements.
Tips to Maximize Platinum Maxima Plus Credit Card Benefits
Prioritize 5X Categories: Focus your spending on dining, entertainment, and groceries.
Hit Milestone Targets: Plan annual expenses to unlock bonus rewards.
Redeem Strategically: Use your reward points for high-value options like flight bookings or e-vouchers.
Why Choose the RBL Platinum Maxima Plus Credit Card?
The combination of a competitive platinum maxima plus credit card annual fee, generous rewards, and exclusive perks makes this card a top contender for those looking to maximize their lifestyle.
Advantages Over Competitors
Higher milestone bonuses.
Enhanced rewards in daily expense categories.
Complimentary lifestyle privileges like lounge access.
Conclusion
The RBL Platinum Maxima Plus Credit Card is an excellent choice for anyone who values rewards and exclusive benefits. Whether you’re dining out, traveling, or simply making everyday purchases, this card ensures you get the most value for your money. With its competitive platinum maxima plus credit card charges and unmatched benefits, it’s a smart investment for those who love a premium lifestyle.
FAQs
1. How can I redeem reward points?
Reward points can be redeemed via the RBL Bank online portal for flights, hotels, or e-vouchers.
2. Are the lounge visits truly complimentary?
Yes, two domestic lounge visits per quarter are entirely complimentary.
3. What are the eligibility criteria for this card?
The bank evaluates factors like age, income, and credit score.
4. Can I track my reward points in real-time?
Yes, through the RBL Bank mobile app or online banking platform.
5. Is the card suitable for international travelers?
Absolutely! Earn enhanced rewards on international purchases and enjoy global acceptance.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.
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