RBL Cookies Credit Card : Fees, Benefits and Features
02 Dec 2024 5 mins Credit Cards
RBL Cookies Credit Card: Elevate Your Lifestyle with Exclusive Benefits
Introduction to RBL Cookies Credit Card
The RBL Cookies Credit Card is designed for individuals who value rewards and convenience in their daily lives. Whether you’re shopping online, dining out, or commuting, this credit card offers tailored benefits to suit your digital-first lifestyle. With its low monthly fee and a host of exciting features, this card guarantees a delightful and rewarding experience for all users.
RBL Cookies Credit Card Benefits
The RBL Cookies Credit Card benefits are crafted to enhance your everyday transactions. From cashback offers to reward points, the card ensures maximum value with every swipe. Let’s dive deeper into what makes this card stand out.
Exclusive Welcome Benefits
Start your journey with a bang! New cardholders receive a gift voucher worth INR 1,000. Choose from top brands like Amazon, Myntra, Flipkart, Croma, or Shoppers Stop to get started on a rewarding note.
Reward Points for Every Spend
Earn 1 reward point for every INR 100 spent on eligible categories. Shopping online? Enjoy 5X reward points, making your online spending more rewarding.
10% Cashback on Favorite Brands
Enjoy 10% cashback on popular platforms like Zomato, Myntra, and Uber. Whether you’re dining, shopping for the latest trends, or commuting, these savings add up. Cashback is capped at INR 900 monthly, with a maximum of INR 300 per brand.
Milestone Rewards
Reach spending milestones and unlock exclusive vouchers:
Spend INR 2 Lacs annually to get a voucher worth INR 1,000.
Spend INR 5 Lacs annually for a voucher worth INR 5,000.
Vouchers are delivered within 45 days, ensuring a seamless experience.
Fuel Surcharge Waiver
Fuel up without worrying about additional charges. The card offers a surcharge waiver for fuel transactions between INR 500 and INR 4,000, capped at INR 150 monthly.
Entertainment Perks
Movie enthusiasts can save up to INR 300 monthly on BookMyShow with a 10% discount. Enjoy entertainment without straining your budget.
RBL Cookies Credit Card Fees
Understanding the RBL Cookies Credit Card fees is crucial for making the most of its benefits.
Monthly Membership Fee: INR 100 + GST.
Reward Redemption Fee: INR 99 + GST for each redemption transaction.
These transparent charges ensure you know exactly what you’re paying for.
RBL Cookies Credit Card Annual Fee Waiver
Spend smart to save more! If you spend INR 5,000 or more in a calendar month, the subsequent month’s membership fee is waived. This simple yet effective feature makes the card highly cost-effective for frequent users.
RBL Cookies Credit Card Eligibility
Wondering if you qualify for the RBL Cookies Credit Card? Here’s what you need:
Age Requirement: Applicants should be between 21 and 60 years old.
Income Criteria: A steady monthly income that meets RBL Bank’s guidelines.
Credit Score: A good credit history ensures higher chances of approval.
Meeting these RBL Cookies Credit Card eligibility criteria makes the application process smooth and hassle-free.
How to Check RBL Cookies Credit Card Application Status
After applying for the card, tracking your application is easy.
Visit the official RBL Bank website.
Navigate to the “Track Application Status” section.
Enter your application reference number.
Checking your RBL Cookies Credit Card application status helps you stay updated on the approval process.
Why Choose the RBL Cookies Credit Card?
The RBL Cookies Credit Card benefits make it an excellent choice for individuals seeking a mix of affordability and rewards. Here’s why:
Designed for Digital Lifestyles: Perfect for online shoppers and app-based service users.
Savings on Essentials: Cashback on dining, shopping, and commuting helps reduce daily expenses.
Transparent Fees: With clear information about the RBL Cookies Credit Card fees, managing costs is straightforward.
How to Apply for the RBL Cookies Credit Card
Applying for the card is simple:
Visit the RBL Bank website or nearest branch.
Fill out the application form with necessary details.
Submit the required documents for verification.
Once approved, you can start enjoying the exceptional benefits of this card.
Conclusion
The RBL Cookies Credit Card is a versatile financial tool that aligns perfectly with the needs of today’s consumers. From exclusive cashback offers to reward points and milestone vouchers, it enhances every aspect of your spending. With its low monthly fee and user-friendly features, this card is an excellent choice for anyone looking to save while spending.
FAQs
1. What is the monthly fee for the RBL Cookies Credit Card?
The monthly fee is INR 100 + GST, making it an affordable option for users.
2. How can I track my RBL Cookies Credit Card application status?
You can track your application status online by entering your reference number on the RBL Bank website.
3. What are the milestone rewards for this card?
Spend INR 2 Lacs annually to earn a voucher worth INR 1,000 and INR 5 Lacs annually for a voucher worth INR 5,000.
4. Are there any entertainment benefits?
Yes, the card offers a 10% discount of up to INR 300 monthly on BookMyShow movie tickets.
5. What are the eligibility criteria for the RBL Cookies Credit Card?
Applicants must be between 21 and 60 years old with a steady income and a good credit score.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.